eSignature and an eVault built for equipment finance — turn signed leases into controlled eChattel that funders, banks, and buyers trust.
Book a DemoWet-ink leases and PDFs can't be funded, syndicated, or sold without hunting down the original.
eChattel must clear all six safe-harbor requirements — miss one and the paper simply isn't fundable.
Selling or assigning a portfolio means proving control of every authoritative copy — hard with scattered records.
Legacy platforms were built for the largest lessors — too costly and complex for independents and brokers.
Legally binding e-signatures for lessees, guarantors, and vendors — remote or in the field.
Every executed lease becomes controlled eChattel under UCC §9-105 — tamper-evident and always identifiable.
Prove control at every assignment — funding, syndication, and portfolio sales without disputes.
Consistent records and audit certificates make funder, bank, and investor reviews fast instead of frantic.
The authoritative-copy control the industry runs on — purpose-built and priced for small-ticket and middle-market lessors, funders, and brokers.
A single authoritative copy with tamper-evident hashing — perfecting your interest in the chattel paper itself, with priority a UCC-1 alone can't give.
Amendments, assignments, and payoff tracked on the authoritative copy — control that lasts, not just storage.
Clean, controlled eChattel drops into ABS pools and secondary-market sales without a diligence scramble.
Vault-grade control without the enterprise rollout or the enterprise price tag.
Sign with DocuSign or Adobe Sign; connect your LOS, servicing, funding partners, and UCC filing service by API.
Real-time status, hashes, and audit trails on every lease — report to funders and buyers with confidence.
Electronic chattel paper is only fundable when it meets UCC § 9-105. Loyva enforces every requirement automatically, then issues an audit certificate to prove it.
Exactly one authoritative version of the record exists — enforced at the vault, never duplicated.
A SHA-256 hash is computed and stored on every signature event, so any change is detectable.
The party in control is named and confirmed through an accepted custodian permission.
Every required signer has completed and signed the document before it is vaulted.
Duplicate copies are clearly identifiable as non-authoritative and stored separately.
The contract reaches a completed status — no partial or pending states counted as final.
A signed compliance certificate is produced and stored as verifiable proof of control.
UCC §9-105-compliant eChattel, on every lease
to fund and syndicate, not weeks of diligence
lower cost than legacy enterprise eVaults
Turn every signed lease into fundable eChattel.
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