Bank-grade security and UCC § 9-105 authoritative-copy control on every contract — so your lender can advance against it with confidence.
Talk to SecurityIndependently audited controls across security, availability, and confidentiality.
Encrypted at rest and in transit, with strict role-based access control.
Authoritative-copy control and legally enforceable signatures, end to end.
Electronic chattel paper is only fundable when it meets UCC § 9-105. Loyva enforces every requirement automatically, then issues an audit certificate to prove it.
Exactly one authoritative version of the record exists — enforced at the vault, never duplicated.
A SHA-256 hash is computed and stored on every signature event, so any change is detectable.
The party in control is named and confirmed through an accepted custodian permission.
Every required signer has completed and signed the document before it is vaulted.
Duplicate copies are clearly identifiable as non-authoritative and stored separately.
The contract reaches a completed status — no partial or pending states counted as final.
A signed compliance certificate is produced and stored as verifiable proof of control.
See a contract pass all seven checks.
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